Money and Relationship

Money, money, money. Such a touchy subject. It can even cause arguments between couples and even unnecessary stress. There’s a lot to think about when you mix money and relationship together

Who will hold the money??

Who will take care of handling the finances??

Who will take care of the budgeting??

Should you have different accounts??

Relationship and Money

To each their own, every couple has a different approach to this touchy matter. Of course an approach is not perfect right away or will ever be perfect. For a time, E and I had a pretty solid process with our finances. I was assigned as the master financer to take care of budgeting and everything related to money. Of course something happened that made me question if it really should be me assigned to this role. This was when E discovered our credit card bill!

I’m not a swipe here swipe there person, but there were some things that we needed to catch up on with our credit card payments. That’s why when E opened our bill he was surprised because his assumption was everything was already paid (except the installments). I was guilty here in not fully disclosing to him what is really up with our credit card payments. We didn’t argue, but I did explain to him in a telenovela way (meaning matagal na paguusap) that we are actually on track but we are behind by a thousand or two.

This was when I realized that keeping that financial secret from him can actually cause a big misunderstanding. I am just lucky to have a very understanding guy by my side. I apologized like there was no tomorrow and promised to always keep him up to date with everything about our finances.

Tricky tricky thing, finances. Especially if you hide anything related to it from your spouse/partner. It is actual the first in the five money mistakes that a Huffington Post article mentioned. I completely understand that adjusting from a single person perspective to a couple perspective for finances is hard, but it is really something that should be tackled and talked about in depth. This is especially true if you have big credit card debts or loans. Your person can help you sort things out.

Don’t burden yourself with financial crap, start a conversation with your partner because I am sure that he will understand. The last thing that you want to happen is that you are stuck with just P400 in your wallet and you need to fit that amount to 10 days for food for 4 people (true story. happened to somebody (not me) and she was asking for tips because telling her husband was not an option for her).


Communicate with your partner, because at the end of the day although it is such a tricky thing money should not be a burden to you and your partner.


    • denice.diaz says:

      Communication really is the key para walang maging argument masyado in terms of finances. At least you guys discuss and talk about it openly with each other. 🙂

  1. berlin says:

    I resigned from work last March 2015 and we really made some adjustments re our budgeting and spending. What I like about my husband — he works doubly hard to earn and provide for the family. He trusts me with budgeting and if kulang talaga, he works even more. Ive learned to appreciate him more because of that.

    • denice.diaz says:

      You are lucky to have a husband who really looks after all of your finances. Glad to know as well that you have your own jive na in terms of money matters. 🙂

  2. Maan says:

    This is so right. Nothing comes out of keeping financial secrets as they can lead to bigger, more drastic consequences, not to mention trust issues.

    • denice.diaz says:

      Agree with you. Some might think that it is just a minor detail, but in reality it is not. Even small things can cause drastic things.

    • denice.diaz says:

      Ako naman not really a shopaholic, but when bunny came I kept on buying her stuff. Great thing E called me on it. Haha!

  3. Celerhina Aubrey says:

    Financial stuff should really be communicated properly. Alam mo ba that I read somewhere that financial issues is a primary cause of divorce? Diba? So importante sya talaga. Good thing naman na naayos nyo na.

    • denice.diaz says:

      Really? I haven’t read that article yet but I have heard a lot of stories that revolve around money issues as a main concern of marital problems. Really glad that I was able to sort it out with E pala!

Leave a Reply